DailyForecast
Cash forecasting for people who need to see trouble before it arrives.
DailyForecast helps small businesses, contractors, and personal planners understand where money is going, when it moves, and whether the future balance is healthy.
Know the exact days you go below your limit or overdrawn
The forecast engine models daily balances across your accounts and pots, then highlights the dates where cash drops below your chosen threshold or goes overdrawn.
As of now reporting
Pick any date and see what every account or pot is expected to look like on that day. Tomorrow, next Wednesday, month end, VAT payment day: choose the date and inspect the position.
Overdraft and low balance reports
DailyForecast groups low-balance and overdrawn days into clear reports, so you can act before payroll, tax, card payments, or loan repayments put pressure on cash.
Debt repayment visibility
Track debt repayment schedules, source and target accounts, repayment amounts, and remaining balances. Useful for loans, credit cards, bounce-back loans, and other liabilities.
VAT and corporation tax pots
For contractors and small businesses, DailyForecast can reserve VAT and corporation tax into pots, forecast future liabilities, and show what remains available after tax is accounted for.
Regular payments and one-off events
Model income, expenses, subscriptions, director drawings, dividends, loan repayments, and one-off events. The system turns these into dated forecast movements automatically.
What-if scenarios
Clone a forecast and test decisions without damaging the baseline. Try a new contract, a large purchase, an extra loan repayment, or a tax timing change and compare the outcome.
Why people use it
Profit can look fine while the bank balance still goes negative. DailyForecast focuses on the timing of cash in and out.
Track main accounts, VAT pots, corporation tax pots, savings pots, credit cards, loans, and director loan balances.
Supports weekly, monthly, and one-off movements, account transfers, tax reserves, debt repayments, and practical reporting.
Licensing and data storage
DailyForecast is free to download and use forever. The free edition is ideal for getting started, testing your cash-flow model, and running a lightweight forecast.
By default, your DailyForecast data is stored on your own machine using SQLite. Nothing has to be sent to a hosted finance platform just to build your forecast. If you need a shared or server-backed setup, Business plans and above can unlock SQL Server 2019+ and MongoDB storage options.
If you need more data capacity, more profiles, more scenarios, or business features such as server database providers and Microsoft Entra authentication, review the licence matrix below.
Licence matrix
| Plan | Financial data limit | Profiles | Plans | Scenarios | Installs / users | Storage | Authentication |
|---|---|---|---|---|---|---|---|
| Free | GBP 100,000 | 1 business, 1 personal | 1 | 2 | 1 | SQLite | Local app access |
| Starter | GBP 250,000 | 2 business, 2 personal | 1 | 2 | 2 | SQLite | Local app access |
| Growth | GBP 500,000 | 2 business, 2 personal | 1 | 5 | 2 | SQLite | Local app access |
| Business | GBP 1,000,000 | 2 business | 5 | 10 | 2 | SQLite, SQL Server, MongoDB | Microsoft Entra ID |
| Business Plus | GBP 2,000,000 | 5 business | 10 | 25 | 5 | SQLite, SQL Server, MongoDB | Microsoft Entra ID |
| Scale | GBP 5,000,000 | 10 business | 50 | 100 | 10 | SQLite, SQL Server, MongoDB | Microsoft Entra ID |
| Unlimited | Unlimited | Unlimited business | Unlimited | Unlimited | Unlimited | SQLite, SQL Server, MongoDB | Microsoft Entra ID |
Financial data limit means annual forecasted income plus expenditure. Paid plans may be available as one-off licences or subscriptions depending on the package selected.